{"id":10177,"date":"2023-07-12T01:53:36","date_gmt":"2023-07-11T17:53:36","guid":{"rendered":"https:\/\/www.hansuicapital.com.hk\/en\/?page_id=10177"},"modified":"2023-07-12T11:23:24","modified_gmt":"2023-07-12T03:23:24","slug":"medical-protection","status":"publish","type":"page","link":"https:\/\/www.hansuicapital.com.hk\/en\/insurance\/medical-protection\/","title":{"rendered":"Medical Protection"},"content":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; css_animation=&#8221;none&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1687914136862{padding-top: 50px !important;padding-bottom: 50px !important;background-image: url(https:\/\/www.hansuicapital.com.hk\/tc\/wp-content\/uploads\/2023\/06\/\u5de5\u4f5c\u5340\u57df-1-\u8907\u672c-5@2x.png?id=10776) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1621823534580{padding-top: 0px !important;}&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-gSGRi3QauP\">\r\n\t\t<h2 class=\"sh-heading-content size-default\">\r\n\t\t\t<\/span>\n<h1 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Medical Protection<br \/>\n<\/span><\/h1>\n<span>\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-gSGRi3QauP .sh-heading-content {font-weight: 400!important;}            <\/style>\r\n        [vc_separator color=&#8221;white&#8221; border_width=&#8221;2&#8243; el_width=&#8221;20&#8243;][\/vc_column][vc_column width=&#8221;1\/4&#8243;][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; equal_height=&#8221;yes&#8221; css_animation=&#8221;fadeInUp&#8221; overflow=&#8221;visible&#8221; css=&#8221;.vc_custom_1687886005220{margin-bottom: 50px !important;padding-right: 10px !important;padding-left: 10px !important;}&#8221; zindex=&#8221;2&#8243;][vc_column css_animation=&#8221;none&#8221; width=&#8221;1\/6&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1621826326208{margin-top: 0px !important;padding-right: 30px !important;padding-left: 30px !important;}&#8221; el_class=&#8221;border-r mulit-color-title&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1621826331733{padding-right: 30px !important;padding-left: 30px !important;}&#8221; el_class=&#8221;mulit-color-title&#8221;]\r\n\r\n\t<div class=\"sh-heading sh-heading-style1\" id=\"heading-DCowdeWk3j\">\r\n\t\t<h2 class=\"sh-heading-content mulit-color-title size-default\">\r\n\t\t\t<\/span>\n<h2 style=\"text-align: center;\">Characteristics<\/h2>\n<span>\t\t<\/h2>\r\n\t<\/div>\r\n\r\n            <style type=\"text\/css\">\r\n                #heading-DCowdeWk3j .sh-heading-content {font-weight: 400!important;}            <\/style>\r\n        [vc_column_text]<\/p>\n<div class=\"content-holder \">\n<div class=\"wrapper\">\n<p style=\"text-align: center;\">Mainly provides financial support for the policyholder when they need medical care. Its main protection content includes hospitalization and surgical expenses. Policyholders can choose different coverage amounts and insurance periods to meet their individual and family needs. In addition, some medical protection also provides additional protection, such as overseas medical protection, emergency protection, etc.\n<\/p>\n<\/div>\n<p style=\"text-align: center;\">\nCommon coverage of medical protection includes hospitalization protection and outpatient protection.<\/p>\n<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div class=\"content-holder \">\n<div class=\"wrapper\">\n<ul>\n<li>Hospitalization protection mainly covers expenses related to hospitalization, such as room and board fees, doctor&#8217;s rounds fees, surgery fees, and hospital miscellaneous fees, etc. Some plans may provide excess medical protection. When the relevant expenses exceed the compensation limit of individual items, the difference can be compensated according to a specific percentage.<\/li>\n<li>Outpatient protection mainly covers the diagnosis, medication, and laboratory fees of general practitioners. Some outpatient protection may also include the costs of Chinese medicine clinics, physical therapy, and trauma treatment, or even the diagnosis and related treatment expenses of specialist doctors.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][vc_column_text]<\/p>\n<div class=\"content-holder \">\n<div class=\"wrapper\">\n<p style=\"text-align: center;\">Some medical protection plans also provide &#8220;hospital cash&#8221; compensation. According to the number of days of hospitalization, a fixed amount of cash compensation is provided to compensate the policyholder for the loss of income caused by the hospitalization period, rather than being used to compensate medical expenses. The policyholder can use this compensation freely.<\/p>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/6&#8243;][\/vc_column][\/vc_row][vc_row overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1689074827775{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_column][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 10px;\">Click <span style=\"color: #800000;\"><b class=\"popmake-10136\">here <\/b><\/span>to read the Risk Disclosure and Important Notices.<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; &#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":10139,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-10177","page","type-page","status-publish","hentry"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/pages\/10177","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/comments?post=10177"}],"version-history":[{"count":2,"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/pages\/10177\/revisions"}],"predecessor-version":[{"id":10192,"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/pages\/10177\/revisions\/10192"}],"up":[{"embeddable":true,"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/pages\/10139"}],"wp:attachment":[{"href":"https:\/\/www.hansuicapital.com.hk\/en\/wp-json\/wp\/v2\/media?parent=10177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}